MEMBER: chelle123

chelle123

Joined 09/17/2008

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About Me

I am quickly approaching 40. I have two teenage children and a terrific husband.

I devour books like some people devour chips. If it has words and I can learn from it I will read it. There is always something new and interesting to learn.

I am extremely interested in finance. I have had the great pleasure of helping many friends to get debt free.

Guestbooks

Any tips on how the rest of us can be free of debt?

The first step for us was to cut expenses way down and save up a $1000 baby emergency fund to use instead of credit for lifes little emergencies. Lock up, freeze or cut up the credit cards. Don't create any new debt. The most helpful to us was Dave Ramseys book. We didn't follow it 100% but enough that it helped us pay off $46K

Reviews

Vicks VapoRub

"great multipurpose product"

I agree with the first reviewer. I also thought everyone knew about and likely used Vicks Vaporub! My mom used this on me when I was a child and... read more

chelle123 recommends: Yes

Vicks|Healing|products

Proactiv Solution Renewing Cleanser

"we were not impressed in our household"

I get occasional pms related breakouts. My teenage son gets some pretty major breakouts. We kept seeing Proactive advertised on the television, magazines,... read more

chelle123 recommends: No

Guthy-Renker|Health & Fitness|remedies and supplements

Natural Cures "They" Don't Want You to Know About

"a bit of useful information but........"

Thought that Natural Cures "They" Don't Want You to Know About had some good information but not enough. I'm glad I did not pay full price for Kevin... read more

chelle123 recommends: No

Kevin Trudeau|Alternative Medicine|books

Dr. Scholl's DR6624 Toe-Touch Foot Spa with Bubbles...

"Love it!"

I received the Dr Scholls DR6624 Toe Touch Foot Spa with Bubbles as a gift from my mother in law. What a wonderful gift and a wonderful product! I... read more

chelle123 recommends: Yes

Dr. Scholl's|Massage|products

Nature Made Super Vitamin B-Complex with Vitamin...

"A good product at a fair price!"

I am on a medication that depletes your body of vitamin be. I was experiencing a lot of hand numbness and tingling and went to see the Doctor. He... read more

chelle123 recommends: Yes

Nature Made|Anxiety Disorders|remedies and supplements

Cold-Eeze All Natural Cherry Flavor 18 Lozenges

"Great product!"

My mother absolutely swore by Cold Eeze. I thought she was nuts until she sent a box home with my son when he had a cold. Instead of his normal 10... read more

chelle123 recommends: Yes

Cold-Eeze|Supplements|remedies and supplements

Winning by Losing: Drop the Weight, Change Your Life

"Great book!"

Tough love is Julian's game. No more babying you saying just take the stairs to get exercise. You will work hard if you follow Jillian's plan but... read more

chelle123 recommends: Yes

Jillian Michaels|Health & Fitness|books

Sparkpeople.com

"What a fun site!"

Sparks People is a free website first of all. Sparks People is a terrific site to track your daily food intake, weight, exercise and numerous goals.... read more

chelle123 recommends: Yes

SparkNotes Editors|Diets|website

Making the Cut: The 30-Day Diet and Fitness Plan...

"Absolutely Fabulous!"

What a great book! To say Jillian Michaels is motivational would be an understatement! She walks the walk and talks the talk. This book is designed... read more

chelle123 recommends: Yes

Jillian Michaels|Peak Performance|books

What to Expect: Eating Well When You're Expecting

"Very informative"

The doctor gave me a copy of this book when I was expecting my first child. This is a must have for every first time to be mom. The book is very... read more

chelle123 recommends: Yes

Heidi Murkoff|Pregnancy|books

Fit for Life

"not for me"

I borrowed this book since I am a book junkie and always looking to learn something new. The main theme of the book is that different foods... read more

chelle123 recommends: No

Harvey Diamond|Nutrition|books

The Complete Fat Flush Program

"interesting but......"

I found the Fat Flush program interesting. I enjoyed the science in the book. However I tried the program for two weeks and found it quite hard in... read more

chelle123 recommends: Yes

Ann Louise Gittleman|Nutrition|books

Men Are from Mars, Women Are from Venus: A Practical...

"Not my favorite book"

A friend gave me this book to read after swearing she found it very useful. I love to read so I gave it a try. This was not on my list on top 1000... read more

chelle123 recommends: Yes

John Gray|Communication|books

The 7 Habits of Highly Effective People

"A good book but"

I thought this was a good book but was a bit confused what all the hype about it is over. Sure these are habits of highly effective people but most... read more

chelle123 recommends: Yes

Stephen R. Covey|Success in Life|books

Dr. Atkins' New Diet Revolution

"Great book~ it works!"

Ah the Granddaddy of all low carb books. Dr Atkins was the 1st low carb author I ever read as a fat out of shape diabetic. I can't sing anything... read more

chelle123 recommends: Yes

Robert C. Atkins M.D.|Diets|audio

Crack the Fat-Loss Code

"lose the pounds and keep your treats"

What a terrific plan! Do you want to keep having a favorite food once or twice a week? This is the plan for you. Wendy Chant teaches us how to... read more

chelle123 recommends: Yes

Wendy Chant|General Diets|books

The Secret to Low Carb Success!: How to Get the...

"What a great way to pick a plan"

What a great resource for low carb dieters. This book can help you if you are not making progress on your plan or help you to pick a low carb eating... read more

chelle123 recommends: Yes

Laura Richard|General Diets|books

The Protein Power Lifeplan

"Great informative book!"

I love this book. This book is MUCH more in depth than their original Protein Power book. This book takes their basic Protein Power plan and gives... read more

chelle123 recommends: Yes

Michael R. Eades|Diets|books

Personal Finance For Dummies

"Great book on the basics"

What a great book to cover all the financial basics. My children will all have a copy of this book when they leave home. The advice is broken down... read more

chelle123 recommends: Yes

Eric Tyson|Personal Finance|books

Crash-Proof: How to Profit From the Coming Economic...

" Fascinating but I'm a bit undecided"

I found this book a fascinating read and honestly a bit frightening. The author foresees us facing an economic storm caused by growing federal,... read more

chelle123 recommends: Yes

Peter D. Schiff|Personal Finance|books

Debt-Proof Living: The Complete Guide to Living...

"sound advice"

This was the first book I ever read on finance. I like her Freedom account and her budgeting style. Those yearly expenses won't be a surprise anymore... read more

chelle123 recommends: Yes

Mary Hunt|Debt Relief|books

Ultimate Cheapskate's Road Map to True Riches:...

"Funny and practical"

I'm an old hand at being frugal so I borrowed this book from the library because I wasn't sure if I'd learn much from it. I loved it! I found the... read more

chelle123 recommends: Yes

Jeff Yeager|Saving Money|books

Debt Cures "They" Don't Want You to Know About

"Is this a joke??? Save your money"

I borrow this from the library because I was curious after seeing the infomercials. As someone who has previously dug themselves out of debt I must... read more

chelle123 recommends: No

Kevin Trudeau|Debt Relief|audio

The Perricone Prescription: A Physician's 28-Day...

"Interesting but too many supplements"

I was skeptical so to be honest I borrowed it from the library instead of purchasing. I thought the eating plan was terrific. It is basically... read more

chelle123 recommends: Yes

Nicholas Perricone|Anti-Aging|books

Eat Right 4 Your Type: The Individualized Diet...

"Hype or fact?"

I personally thought let "Eat Right For Your "Blood Type" was a lot of hype. It did not seem to have significant scientific evidence in my opinion... read more

chelle123 recommends: No

Peter J. D'Adamo|Special Conditions Diets|books

The 9 Steps to Financial Freedom: Practical &...

"Practical advice!"

Suze Orman writes in a way that is personable, entertaining and enlightening. She breaks things down very simply and explains to use the steps we... read more

chelle123 recommends: Yes

Suze Orman|Money|books

The Weight Loss Cure They Don't Want You to Know About

"The weight loss cure? Maybe but pretty difficult!"

I think there are some good ideas in this book however you need lots of time and lots of cash to follow his plan 100%. I think the idea of rigorous... read more

chelle123 recommends: No

Kevin Trudeau|Weight Loss|books

The South Beach Diet: The Delicious, Doctor-Designed,...

"South Beach Works!"

The South Beach eating plan is a great compromise between a so called normal diet and a strict low carb eating plan. As someone that had previously... read more

chelle123 recommends: Yes

Arthur Agatston|Weight Loss|books

Automatic Millionaire: A Powerful One-Step Plan...

"Automatic millionaire not as easy as it seems"

The premisis on this book is setting your finances to auto pilot by paying yourself first via direct deposit into saving, retirements savings etc... read more

chelle123 recommends: Yes

David Bach|Investing|books

More Than Enough: The Ten Keys to Changing Your...

"A terrific book on finance and the emotions that go with it."

This book Follows Dave Ramsey's original "Financial Peace" book. In this book Dave outlines his financial principals(which are excellent) but also... read more

chelle123 recommends: Yes

Dave Ramsey|Financial Freedom|books

The Total Money Makeover Workbook: A Perfect...

"Get on the path to financial wellness!"

If you have debt or think you need a financial check up this is the book for you! This plan is an excellent way to get out of debt, get an emergency... read more

chelle123 recommends: Yes

Dave Ramsey|Personal Finance|books

Blogs

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Discussions Started

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Comments

Wow do I really like your... posted on Jan 13, 2009 in response to the blog How to Find Value in the Valley - Collect Your Successes
What nice positive stories!... posted on Jan 13, 2009 in response to the blog 7 Greatest Celebrity Rags to Riches Stories
That was a very interesting... posted on Jan 13, 2009 in response to the blog Trouble Making A Commitment?
I agree that definately was... posted on Jan 13, 2009 in response to the blog TOP CHEF Wonderful One-Pot Meals
As someone who worked hard... posted on Jan 13, 2009 in response to the blog 10 Steps to be Debt Free by Next Year!
I think following your joy... posted on Jan 13, 2009 in response to the blog Abraham-Hicks on Your Lifetime Career
That is quite an interesting... posted on Jan 13, 2009 in response to the blog It Is Only When We Run That The Creepies Run After Us
I guess it depends on why a... posted on Jan 13, 2009 in response to the blog what do you think of that ?
I love what I do but in all... posted on Jan 13, 2009 in response to the blog Abraham-Hicks: Do What You Love
I really like your idea.... posted on Jan 13, 2009 in response to the blog The Love.Now Challenge

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