I borrow this from the library because I was curious after seeing the infomercials. As someone who has previously dug themselves out of debt I must ask..........Is this book the authors idea of a joke??

The infomercial makes it seem like there is some big secret he will reveal to wipe out your debt. That is definitely not the case! You are only making sure the author lines his pockets with your cash by purchasing this book.

There is very little useful information in this book. Most of the contents just play on peoples emotional fears. You get a good look at how unfair credit lending practices such as credit cards can be. However that information is not new either. The actual useful information is just common sense and stuff 99% of us know. These are ideas such as:

~refinance your mortgage
~ negotiate with your creditors
~check your credit reports

Pretty much common sense! The sentence that annoyed me over and over was : "Wait till the statue of limitations has run out, then you don't have to pay your bills"
What kind of advice is that???? Want collection phone calls for the next 7 years? Then you might find that sentence useful. However most people would like to not be harassed!

You can get much better financial advice by picking up any women's, family, or money magazine. You honestly see better financial tips on the local nightly news.