If you have debt or think you need a financial check up this is the book for you! This plan is an excellent way to get out of debt, get an emergency fund, build wealth and most of all quit living paycheck to paycheck!

We started this plan with $46,000 in non mortgage debt and a smaller income. We now are debt free and have three months in an emergency fund savings account. If we can do it anyone can!! I have bought copies of this book for multiple friends to help them change their financial well being. I feel that strongly about this great plan!!

Dave Ramsey spells the way out for you in very simple but effective "baby steps". On baby step builds on the next baby step.

Learn how to break the consumer debt cycle forever and still get the "goodies and toys" you want in your life. The best part though is learning to have financial security. That is priceless!