I can not stress this enough, if you are already in debt up to your eyeballs and want some relief, you would be better off trying your luck by buying $20.00 worth of lottery tickets,then buying this book, at least that gives you a chance of getting out of debt.
The only people this book will help is people who have never watched television or read any articles regarding credit card debt. Some of the premises of this book are to call your credit card companies and ask for a lower interest rate, while doing this is obviously helpful, it will not help you in the short time, and anyone who is really in debt is looking for immediate relief. Some other ideas are asking for more credit, to help raise your credit score, as a person who has debt, this does not help either because if you are already in debt, your credit cards are not going to give you more money because of your credit rating. This book is more believable if it was how to improve your credit rating, but as a get out of debt book it is missing the mark. The author is the only one staying out of debt, consumers of this book are right back where they started from.