Suze Orman's latest book, The Money Book for the Young, Fabulous & Broke, is supposed to be the answer to to the generation of 20's and 30's people strapped by student loans, credit card debt, economic downturn, and the latest housing crisis. But some of her advice is nearly impossible to implement, especially considering an individual's financial state. When the credit card companies are coming after you like bloodhounds, the last thing you want to do is start investing in retirement. And if you're in so much debt that you're unable to pay your rent, you probably shouldn't be buying lattes, even if it is only once in a while. This book would have been better if it had a more thorough understanding of just how bad the current generation's financial position really is, and started from rock bottom, showing how to pull up from the side of the ledge.