When I thought if all the debt I had accumulated over the past years, it seemed so overwhelming. I knew I had to do something to change my financial situation. Dave Ramsey gives us hope with his chapter on “Baby Steps”.
No wonder he is such a popular radio host and author. Suze Orman, although qualified and knowledgable, just does not appeal to me. Dave really speaks to me and one sentence really resonated. That was, “Don’t even try to keep up with the Jones’. They’re broke.”
As I am on a self-improvement kick and am reading a lot of books on various topics, I have to say that this book is changing my life. “Pay cash” has become my mantra. I have seen that debt consolidation is not the way to go, that cash advance is lunacy, that the credit card companies can own you if you let them.
Not only can I see myself getting out of debt, I can see myself getting ahead in the next year or two. If you are serious about changing your financial situation, I strongly recommend that you pick up a copy of this book.