I read this book while in my second "real" job at 19 years old, and it really blew my mind and shaped my habits for years after.

I particularly appreciated several aspects: (1) the power and importance of saving for retirement (2) how quickly little things like starbucks coffee can add up, and just how much you can save by eliminating small daily indulgences (3) making sure you are organized, with file folders to insurance, debt, retirement and credit cards and finally, (4) being sure you are paying yourself, not the government, first.

One of the hardest things for me to do in my first job out of college was to set aside money for my 401(k). I was living in New York, trying to balance paying my rent and going out and having fun, and had little left over for 401(k) donations. But Bach's advice rang in my head, and I eventually sucked it up and maxed it out.

This is a great, practical book that really got me to focus on getting my finances in order, and I STILL have the folders he recommended creating hanging in my filing cabinet, over eight years later.

I totally loved this book. Page after page of this book was filled with useful information on how women should become proactive with their money. I learned a a lot and could not wait to share what I read with some of my female friends. Especially the section on reducing debt and having an emergency fund. That spoke volumes to me because I recently lost my job and if I didn't have an emergency fund I don't know what I would have done. After I read this book, I passed it around to a few of my female friends and we started a money club where we meet once a week to talk about finances and money. This book is a definite must read for any woman whose money problems are spiraling out of control. Great great read.

I borrowed my copy of David Bach’s Smart Women Finish Rich. I want to be able to provide a financial future for my kids do as the title suggested finish rich. This book is straight forward and it provides great tips on what every woman should know to be financially savvy. Many of the things I have learned in this book I am passing on to my kids even though they are young. I encourage my kids to write down what they want. I learned the hard way about finances and I want to spare them the frustration and bad decisions I made myself. I loved the values ladder and the goals for designing proactive life worksheets that were included in the book. I use them over and over as I find that my life goals, the things I want to accomplish change as I progress in age. My only regret is that I didn’t have this book or the principles taught to me early on in life. I really believe that anyone who reads it will greatly benefit for all that it offers.

In real sense a house will become a home, only when it is occupied by a family. And every family will be called ideal only when the members of the family are living for each other. Woman in that family who is wife for husband and mother for children should be the driving force behind all activities taking place for the overall growth of the family. She takes care of her husband and children, budget the expenses, try to put an end to unwanted expenses. A wise woman always tries spending the family resources carefully with a vision of safe future. I think this may be the reason for selecting women as the main character of the book 'Smart Women Finish Rich' written by David Bach. This book can be used as a guide for financial investment. David Bach emphasizes the need of taking life insurance policies and the ways to achieve financial security. He encourages us to maintain a fund which is exclusively used during any financial crisis in the family. Here I remember my child hood days in my village house, when my mother used to save some money and store it for emergency use. I think this book is an eye opener for those persons who are lavish spenders. The concept of the book is more relevant to the present worsening economic condition of the whole world. I wish this book can be used by government agencies to plan their counties economic policies and future. This book can be bought and used as a financial guide for better future of the family.

In another review I recommended Suze Orman's 'The Road to Wealth' as a great choice for those looking for a reference guide to their financial choices. If that book is a great reference book, 'Smart Women Finish Rich' is an excellent example of a book that lays out an actual plan to follow to move yourself on the path to financial security. Bach clearly, concisely explains the power of savings and lays out various investment options without becoming unnecessarily complicated or dry. He explains everything from the basics of life insurance and why it's important to have a policy, to popular 401(k) plans and basic investment strategies. I especially enjoyed the practical advice on creating an emergency fund and paying down debt. He writes in a way that encourages you to actually get moving and in control of your financial life- to stop thinking and start doing.

Beginners couldn't ask for a better companion on their own financial walk.

The first chapter of this book "Learn the facts and myths about couples and Money" blew my mind. I dint want to keep this book away. I wanted to finish this book the same day, though I could not. For normal people (who has no clue about managing finances) including me, this is a great book to start off with. This book cover three major areas of life and how to handle the areas which needs finances. This book is whole life. Though the author makes clear that money is not life, he explains how important money plays as a role in our life. This book also teaches how to prepare for the future, how to prepare for risks we take in life, how to prepare for unfortunate things that happens in life. It talks about retirement as one of the major areas we need to concentrate but in real life we give the least importance. As a couple I feel both has to read this book. Even if one person in the family reads this book it would greatly help with their finances.