When people ask me where I grew up, I always say "Debt USA--and I've never left". Isn't that a terible place to be? The constant worry everytime the telephone rings and the dreaded walk to the mailbox that feels spookily like the "Green Mile". Well, here is your chance to move to "Debt-Free USA"...an incredible place to be!! This book allows us to see what it's like to be free of those thousands of dollors in credit card bills, car payments, etc.--all of which result in more wrinkles for us from the worrying and who wants that?! This book gives us hope-- "I CAN BE DEBT FREE!". The author's idea is really pretty easy: work hard and pay cash for everything. Now, I know what you're thinking, "Yeah right". But it doesn't stop at that--Mr. Ramsey actually tells us how this can be done! This is his general idea: get rid of the credit cards, pay them off as quickly as possible and stop the needless spending until you are free of your debt. After you read this book, I think you will feel a little lighter than before and you will see the silver lining to your cloud. HIGHLY recommended! A+++!!!