I have to agree that Dave Ramsey's advice in this book is good advice that will help many get out of debt. The only warning I give is that you will have to look past Dave's sometimes cheesy and sarcastic approach. He also seems to be a bit full of himself- at times it seems like he should spend less words on praising himself and more on giving advice! He is wise and experienced though and has helped many so if you are not bothered by Dave's style you will get a lot out of this book!