I must say this book is a must buy for any girl or young lady who is getting their finances and whatnot in check. I needed this book because my credit cards had started to get out of hand because I thought that I could just pay the minimum balance and i'll be okay. Yeah right. Thanks to this book I now have gotten a nice nest egg building and I know how to manage my money better than I did all on my own. Some people just need that extra help. I am one of them. I needed the step by step advice. And I needed to get the advice in a language that I could understand. I would totally recommend this book to all who are looking for a stylish way to get money advice.