This book has some good advice but it does not deliver the promised "cure" for any kind of debt problem. There are some common sense tips - that I think most people should already know. You can reduce the amount of interest paid on your mortgage by paying more per month, which pays off some of the principal each month. That kind of thing. But anyone who is already up to their ears in debt, can't really afford to pay more per month. If they could, they would not be in the predicament that made them look at the book in the first place. I don't really see how this guy can still sell books. He knows how to write a great title, but the information he gives has been a big disappointment to me.