This book is absolutely wonderful. Suze Orman is a woman looking out for your best interests financially. You must respect Suze, who is a powerhouse of information when it comes to helping you acrue wealth. For those of you starting to take a look into the changes that you'd like to make in your life or for those of you starting over, you must read this book. Suze breaks down the aspects of each market and why you should start to save and why you need to save when you have the opportunity to do so.