I, like many others, am desperate to get out of debt. So I read as much as I can. This book really didn't offer any advice you can't find on the internet, and some of the suggestions seemed kind of shady. And by shady I mean I questioned whether it was legal and/or if it would really help with your debt or just make it worse. I wouldn't recommend this book, but maybe someone else will find a diamond in the rough in the pages.