There is nothing in this book that you do not already know. What IS here is a concise and disciplined way of applying what you know to wealth building. What the author proposes is simple; it just is not always easy, although once you make yourself establish the patterns he recommends it can become very easy.

If you can develop a true understanding of the latte factor and learn to respect, it this plan absolutely will work. It requires discipline, especially in the beginning but then, most good habits do. For some people this will seem like a naïve, unsophisticated book and a simplistic approach to saving. Perhaps that is what makes it so disarmingly powerful.

The author has several other books, many of which are variations on this theme. They reinforce and emphasize the effectiveness of his approach. A plan does not have to be complicated to be effective. This is a simple and effective plan that anyone can use.