If you want to become financially free, save money, fund your retirement, and get and stay out of debt, you must align your actions with your goals. Remember the golden rule: Pay Yourself First. The fact is, it matters far less how much money you make as it does how you MANAGE what you have. Plant the seeds by creating a financial freedom fund. Deposit something, ANYTHING into this fund DAILY, even if it's only a dollar or spare change. The deal is that this money cannot be spent on anything but passive income creating vehicles...investments, businesses, etc. Do this consistently and diligently, and money will begin to work for YOU.

This will plant a seed of growth and begin a HABIT of saving first for your financial future, rather than spending and trying to save what's left. Begin your saving habit today...pay yourself first every time money comes in, and your seeds will be sure to grow over time. Focus on investing your savings into money-making vehicles and you will soon enjoy the benefits of having money work for you, rather than you working hard for your money.